Watch: What the 2026 Property Market Means for You
2026 Property Market Insights
1
HDB Prices Are Starting to Stabilise
After several years of strong growth, HDB price increases have begun slowing. Recent quarterly data suggests price growth is flattening compared to the strong increases seen previously.
WHAT THIS MEANS
This may gradually shift sentiment as some sellers become more cautious while buyers take more time to evaluate options.
3
Interest Rates Are Becoming More Stable
After the rapid increases seen previously, interest rates are showing signs of stabilising, which provides slightly more certainty for buyers planning financing.
WHAT THIS MEANS
More stable financing conditions allow buyers to plan their budgets more confidently.
Understanding market trends is helpful, but the right decision still depends on your timeline, budget and long-term plans.
2
More Private Housing Supply Entering the Market
Several new launches and recently completed developments are adding more private housing supply across different areas of Singapore.
WHAT THIS MEANS
Buyers may start seeing more choices and increased competition among sellers in certain segments.
4
Opportunities Often Appear When Sentiment Is Mixed
When some buyers hesitate and some sellers become more flexible, windows of opportunity can appear in the market.
WHAT THIS MEANS
Buyers who understand their numbers and strategy clearly are usually best positioned to act when opportunities arise.
Who I Help
Buyer-focused advisory for people who want clarity before making a big property decision.
First-Time Condo Buyers
Understand affordability, avoid overpaying, and shortlist confidently without second-guessing your decision.
HDB Owners Upgrading
Plan your sell-first or buy-first strategy, manage cash and CPF safely, and move without getting stuck.
Resale vs New Launch Buyers
Compare both pathways clearly so you choose based on timeline, comfort, and long-term fit.
What You Get
A structured decision system combining numbers, strategy, and execution support.
Affordability & Risk Checks
Cash, CPF, loan and ABSD scenarios so you know what is comfortable, not just possible.
Resale vs New Launch Framework
A practical method to choose based on your goals and timeline.
Pricing & Negotiation Strategy
Understand realistic price ranges and approach negotiations with confidence.
Shortlisting & Unit Ranking
Compare projects, layouts and stacks with a clear ranking framework.
Timeline Planning
Map milestones, buffers and sequencing so you don’t get squeezed by dates.
Execution Support
Guidance through viewing strategy, offers and paperwork so the move stays calm.
How It Works
Simple, structured and buyer-first.
01
Clarity Call
We understand your goals, constraints and timeline.
02
Numbers & Scenarios
Budget guardrails and pathways so you know what is safe.
03
Shortlist & Strategy
Build a clear shortlist and decision logic based on data.
04
Offer & Execution
Negotiate, transact and move forward with confidence.
Real Client Journeys
Expert property advisory for every stage of your buying journey in Singapore.
First-Time Condo Buyer — From Confusion to Clarity
Situation
A couple in their early 30s wanted to buy their first condo but felt overwhelmed by affordability, project choices and cash requirements. They had viewed several projects but felt more confused after each viewing.
What I did
Started with a clarity call to map affordability across CPF, cash and loan scenarios, created multiple budget ranges instead of a single number, and built a shortlist framework so each viewing had clear logic.
Result
They selected a suitable project within a safe budget range and moved forward confidently without overstretching.
Clarity before viewing prevents expensive mistakes.
HDB Upgrader — Sell-First vs Buy-First Strategy
Situation
An HDB owner wanted to upgrade but was stuck deciding between selling first or buying first, and worried about cash flow, timeline pressure and temporary housing.
What I did
Mapped both pathways side-by-side including timelines, cash flow impact, CPF considerations and contingency planning so the client could see consequences clearly.
Result
The client chose the pathway aligned with their comfort level and executed the upgrade smoothly without unexpected stress.
The right strategy is personal, not universal.
Resale vs New Launch — Structured Decision Framework
Situation
A buyer was torn between resale convenience and new launch potential, with each viewing increasing indecision.
What I did
Built a comparison framework covering timeline needs, lifestyle fit, financial runway and exit considerations so the decision was based on life goals rather than aesthetics.
Result
The buyer chose confidently with full understanding of trade-offs and long-term implications.
Good property decisions are life decisions.
What Clients Say
“
Before speaking with Brendan, we had seen multiple projects but still felt lost. The clarity session helped us understand our numbers and make a confident decision.
“
Brendan didn’t push listings. He helped us understand options first. That made the entire process much less stressful.
“
The timeline planning was extremely useful for our upgrade. We finally understood sell first vs buy first clearly.
Advisory First. Property Search Second.
The biggest mistakes happen before viewings even start. By focusing on clarity first, you avoid overpaying, reduce stress and make decisions you won’t regret later. This approach combines market understanding, numbers, and execution experience into one structured process.